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Surety bonds: what do you need to know?

If you are appointed as deputy for someone you will no doubt have come across the terms surety bond or security bond as it is usually a term of your appointment to make sure this is in place.

A bond is an insurance policy put in place to protect the person whom the deputyship is for.

The Court usually contract with a provider, however there is nothing to say that you have to choose this particular provider. At present, the provider is Howden UK Ltd.

If you do decide that you would prefer to obtain a bond from elsewhere it is important that they meet the requirements that the Office of the Public Guardian (OPG) set for such providers. If it does not, you will face issues such as the Court failing to release the Order and also possible delays as the OPG will have to look at cases individually to see if they meet the criteria.

The Court will usually have a list of providers in addition to the provider they have contracted with who already meet the required standards, if you are wanting to go with someone else it is advisable to look at the other providers who are already approved. This will avoid any complications at the final stage of the application procedure and prevent any further delays.

If you would like advice about obtaining a bond, or more generally, your duties as a Deputy, please do not hesitate to Call Us on 0800 042 0700 or email

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