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Property purchase pitfalls

The Land Registration Act 2002 specifies the transactions of land that trigger compulsory registration with the Land Registry. This includes the transfer of property between sellers and buyers, the creation of a new lease, the gifting of land between families and taking a mortgage over a property.

The registration of title deeds with the Land Registry has a number of important advantages and supports home owners by providing state-backed registration which gives greater security of title. If the deeds to your property are not registered or if you are uncertain as to whether or not you have registered title to your home then the property team at Linder Myers can assist you.

Voluntary first registration – is your property safe?

The Land Registration Act 2002 specifies the transactions of land that trigger compulsory registration with the Land Registry. This includes the transfer of property between sellers and buyers, the creation of a new lease, the gifting of land between families and taking a mortgage over a property.

The registration of title deeds with the Land Registry has a number of important advantages and supports home owners by providing state-backed registration which gives greater security of title. If the deeds to your property are not registered or if you are uncertain as to whether or not you have registered title to your home then the property team at Linder Myers can assist you.

Property fraudsters – who is to blame?

It is commonplace for a legal professional to request proof of identification from their client at the beginning of any legal transaction. For a conveyancer, verifying their client’s identity is a particularly heavy burden to bear. Not only does a conveyancer owe a duty of care to their client, but also to their client’s lender…

Brexit – a waiting game

One of the hottest topics in Britain this year was undoubtedly the EU referendum. In the months leading up to the result of the vote, Britain’s future was the centre of media frenzy. Team Brexit ultimately stole the vote on 23 June 2016 with the majority of British voters making the historic decision to leave…

Buying a new home? Buyer beware!

When buying your dream home, the last thing you want is to find out it has hidden defects. Or, even worse, find yourself in court for pulling out of a sale after discovering these faults.

However, in 2014, a homeowner successfully sued a couple who refused to go through with the purchase of his property after exchanging contracts. In this case[1] the couple, who attempted to rescind on the agreement after discovering that the property was rife with damp and dry rot, accused the seller of ‘reckless misinterpretation’.

Changes to Housing Bill makes home ownership more accessible in Right to Buy extension

The recent Queen’s Speech was delivered with controversial plans to extend the Right to Buy scheme first introduced in 1980 by Margaret Thatcher, and previously only available to council tenants, to England’s 1.3 million housing association residents.

The scheme is unpopular in other parts of the country with the Welsh Government planning to abolish it in favour of maintaining its number of publicly owned properties and Scotland phasing out Right to Buy by August 2016.

The new Housing Bill will offer similar discounts to those currently available to council tenants with the same eligibility criteria in a bid to make home ownership accessible to more individuals.

As more mortgage deals come on the market, homebuyers are advised to read the small print before committing

As the economic recovery continues, attention is increasingly turning to the affordability of property purchases, and consequently, the capability of individuals to become home owners.

Statistics reported by the Office of National Statistics in 2013, suggested that home ownership was at an all time low, with 26% of young adults aged 20 – 34 still living with their parents. As many people aspire to owning their own home, the accessibility of the housing market is becoming a significant focus for working adults.

Top tips for selling your home

Selling your home can be stressful. The sale is usually a personal experience and where emotions are involved it is understandable that stress levels may rise. The following top tips should go some way towards easing the process and making sure your transaction proceeds as smoothly and as calmly as possible.

Top tips for buying a home

It is often claimed that buying a home is as stressful as a divorce and only marginally less stressful than suffering a bereavement. Usually the process involves a chain of transactions which extend beyond your immediate control. Timing, negotiation (and often a sense of humour!) all play a vital part in achieving a successful outcome. With so much financially and emotionally invested in the purchase of a new home, and so much of the process often out of your own hands, it is important to take control of the elements you can.

Advice to Residential Landlords: How to remove problem tenants quickly and cost effectively

Residential assured shorthold tenancies are by far the most common type of residential tenancy in England and Wales. While such tenancies can be a great long-term investment, difficult tenants can make the process extremely stressful, not to mention financially detrimental. If you are a private landlord who is faced with a tenant you want to evict, it is vital to keep on the right side of the law.

Selling your own house: is it worth the hassle?

In October this year the Government plans to amend the Estate Agents Act (1979), changing the rules on selling homes over the internet. The changes mean that private sale websites which help sellers find buyers for properties will be given new freedom to operate. At present, traditional estate agents offer clients a range of services,…

Good news for first time buyers as UK housing prices slowdown

The latest news from property data firm Hometrack points to a house price slowdown against the heat of the summer holidays. While perhaps not the best news for those selling their homes, the report is sure to be welcomed by first time buyers who are demonstrating increasing confidence in the long-term recovery of the housing…

Help to Buy – good news for the housing market?

As the Government backed ‘Help to Buy’ scheme is launched, hopes are high that tens of thousands of first time buyers, previously unable to afford the large deposit required to secure a mortgage, will now be able to make that first rung on the property ladder. Help to Buy is actually made up of two…

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